Flying heron
For US accredited investors

Access deals you can't get anywhere else

Cubera Capital lets you invest in deals alongside institutional investors, providing you access to private credit deals that are usually not available to individuals.
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Attractive yields

11-16% target APY net of fees. Investors receive interest distributions monthly.

Enhanced liquidity

Liquidity in as little as 30 days.

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Automated rebalancing

Our automated rebalancing takes the stress out of managing your portfolio.

Lower volatility, higher returns

Private credit has outperformed the S&P 500 over the past 30+ years by nearly 1% per year. The median private credit fund manager has also never produced an annual negative return, meaning the asset can reduce your overall portfolio's volatility.

Net returns for private credit vs S&P 500 inclusive of dividends
Source: NYU Stern, Source: Preqin

How we select deals

We maintain strict criteria for filtering prospective deals, such as: Underlying borrowers must either be profitable or hold assets that can be used to make principal and interest payments.
How it works
Before reaching your portfolio, every single deal on the Cubera Capital platform has undergone a rigorous analytical process designed to reduce risk. Only the most qualified borrowers are approved by our Credit team.
How it works
We partner with other lenders that maintain impressive track records and a stellar reputation with both their borrowers and lending partners. Those relationships ensure the most creditworthy deals are presented to us.
How it works
The deal doesn't end at financing. We continuously monitor all investments with regular borrower interviews and monthly reporting.
How it works

This is private credit's golden moment

Private credit is non-bank lending that takes place in the private market, traditionally only available to institutions and the ultra-wealthy. Much of private credit takes the form of loans to small and medium-sized businesses.

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Chart
Source: Preqin, data through June 2022

You're in good hands

Our fund partners provide access and results

Our investment committee has structured over $4B in transaction volume.
Our fund partners have over 30 years of investment management experience.
We are the first robo-advisor exclusively focused on private credit.

Cubera Capital runs on blockchain, for enhanced benefits

Cubera Capital is built on cutting-edge blockchain technology that enables reduced costs, deal transparency, and the portability and interoperability of your investments.

We are a blockchain-based platform, not a crypto-lending platform. Investors on Cubera Capital do not need to own crypto, know how to use a digital wallet, or understand web3 at all.

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Take the first step towards a more diversified portfolio

  • Access deals you can't get anywhere else
  • Earn a target 11-16% net APY
  • Liquidity in as little as 30 days from request
Get started

Disclaimers and footnotes
APY is not hypothetical but based on underlying APRs borrowers pay in existing loans. Create an account to view more details about those loans.

The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website is a recommendation to invest in any securities or a recommendation of any interest in any investment offered by Warbler Labs, Inc. or any of its subsidiaries (collectively, “Warbler”).

Any financial forecasts or financial returns, whether in the form of dividends or capital appreciation displayed on this website are for illustrative purposes only and are not a guarantee of future results. Private credit investments are subject to credit, liquidity, and interest rate risk. In the event of any default by a borrower, you will bear a risk of loss of principal and accrued interest on such loan, which could have a material adverse effect on your investment. A borrower may default for a variety of reasons, including non-payment of principal or interest, as well as breaches of contractual covenants. Credit risks associated with the investments include (among others): (i) the possibility that earnings of a borrower may be insufficient to meet its debt service obligations; (ii) a borrower's assets declining in value; and (iii) the declining creditworthiness, default, and potential for insolvency of a borrower during periods of rising interest rates and economic downturn.

No communication by Warbler or any of its affiliates through this website should be construed or is intended to be investment, tax, financial, accounting, or legal advice.

The investment projection presented here is intended for informational purposes only and does not guarantee future performance or results. This model assumes no variability, including no loan defaults, fluctuations in APY, customer withdrawal requests, late payments, or penalties, and our management fees have remained unchanged throughout this projection. Please be aware that all investment involves inherent risks, and past performance is not indicative of future outcomes. Customers are advised to consult their own legal and tax advisers regarding their specific circumstances and needs. We do not accept any liability for any loss or damage arising from the use of this information or for any actions taken based on this information without seeking professional advice. Learn more about private credit risks.